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Payments

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Pay With Warp

Warp Pay is a unified cross-chain protocol that enables one-click transfers and payments by handling routing, conversion, and settlement across chains. Powered by Warp Bridge for fast, no-KYC transfers, Pay With Warp lets users pay with any token on any supported chain while merchants receive their preferred asset, with future crypto-to-cash payouts planned. Warp is designed with three long-term priorities:

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1. Universal Access

Warp removes the burden of choosing chains, swapping tokens, or bridging manually. One integration unlocks multi-chain support for users and developers alike.

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2. Instant Settlement

To deliver real-time payment experiences, Warp integrates zero-knowledge proofs that allow instant confirmation of transactions. Merchants can release digital goods immediately, without waiting for block finality.

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3. Privacy by Default

As the Warp Bridge evolves, every transaction — including Pay With Warp payments — will flow through Warp’s privacy layer. This ensures transfers are unlinkable and shielded, making Warp a fully private crypto payment rail. Under the hood, Warp uses a solver-based architecture (similar to modern cross-chain liquidity networks) to ensure optimal settlement routes, competitive pricing, and efficient liquidity use. But for developers and end users, this complexity is abstracted away completely — Warp delivers a smooth, predictable experience with a single interface. This documentation provides a comprehensive overview of how Warp works, how the bridge and payment system interact, and how you can integrate Warp into your apps, stores, or smart contracts. Whether you’re building a storefront, a cross-chain application, or an automated workflow, Warp gives you powerful tools to handle multi-chain logic cleanly and reliably.

Cross-Chain Simplicity

Warp removes the friction of multi-chain crypto usage. Users can pay or transfer using any supported token and blockchain, while Warp handles the conversion and routing automatically. Developers only integrate once — Warp manages the rest.

Instant, Trustless Settlement

Warp uses zero-knowledge proofs to confirm payments instantly, allowing merchants to deliver digital goods immediately without waiting for slow finality. Settlement happens trustlessly, and confirmations are cryptographically guaranteed.

Built-In Privacy Layer

As Warp evolves, all transactions — including payments — will be routed through a private, shielded layer. Transfers become invisible to observers, unlinkable, and untraceable, ensuring confidentiality for both users and businesses.

Developer-First Architecture

Warp offers clean APIs and powerful smart contract primitives designed for easy integration. Whether you need a checkout button, automated asset routing, or custom cross-chain workflows, Warp provides the tools to build quickly and securely.